Kyrgyzstan’s Banks Surpass 371 Billion Soms in Loan Portfolio
The banking sector in Kyrgyzstan continues to show growth in loan portfolios, according to recent data from the National Bank of Kyrgyzstan. As of the end of March 2025, the total loan portfolio reached 371.5 billion soms, marking a 9 percent increase since the beginning of the year.
Specifically, consumer loans saw a 16 percent increase, reaching 115.4 billion soms, while mortgage loans increased by 8 percent to 42.4 billion soms. Trade lending also grew by 7 percent to 96.8 billion soms, with 48.5 billion soms allocated for agriculture, representing a 2 percent increase.
However, loans issued in the industrial and construction sectors decreased by 2 percent and 1 percent, respectively. Islamic financing, on the other hand, saw a 19 percent increase to 10.8 billion soms, with growth in various sectors such as industry, agriculture, trade, and consumer needs.
The report also highlighted the presence of graded (problem) loans in the portfolio, making up 10 percent at 39.6 billion soms. Additionally, overdue debt reached 7 billion soms, representing 1 percent of the total portfolio.
Notably, overdue financing provided according to Islamic principles decreased by 4 percent to 400 million soms. Overall, the banking sector in Kyrgyzstan continues to see growth and development in various lending sectors.
